Wedding Insurance – Yes, It’s a Real Thing

These days, anyone and anything can get insurance on it. Many non-pet owners are surprised that you can get health benefits through your employer for your cat or dog. It should then come as no surprise that wedding insurance is indeed a real thing and that a lot of couples these days are looking into it. With the average cost of a wedding in the United States ranging from $25,000 to $30,000 it makes a lot of sense to take out a policy. Many people insure items that have a lesser monetary value, such as a ring, computer equipment, or even a car. Why not your wedding?

A growing number of insurance companies are offering a wide range of policies that cater to the wedding industry and specifically to couples about to tie the knot. Now, for those of you worried about people insuring against the groom getting scared or a runaway bride, don’t worry, most of the policies actual center around disasters nobody can see coming.

Specifically, insurance against inclement weather is the most popular insurance policy to get for weddings. This is especially important in the Southeast United States in certain months where tropical storms or even hurricanes can derail any wedding plans, even ones indoors. While not everyone might live in perfect weather like in Southern California, even weddings in Maui and Honolulu can easily be subject to a severe storm that can seriously ruin what should be a magical day.

Some policies blanket just about anything that can go wrong. If one of your vendors fails to show up, then you can claim that on your policy. Anything break, fail to appear, or the whole event cancelled for any number of reasons? Covered! It just makes good sense, even if it adds $500 to $750 to your budget, to cover weddings. For destination weddings in the Pacific (Hawaii), or in the Bahamas, or in a foreign country, it’s practically a must.

Be sure to check with your insurance company to see if they offer wedding insurance and talk to an agent about covering your big day. In fact, just a random Google search for “wedding insurance” will bring up more than ten people specifically advertising for this keyword! There are also dozens of pages of relevant links to companies that insure weddings.

While some brides and industry insiders already know this information, many brides (and especially grooms and parents!) aren’t aware – so be sure to share this link!

William Sanai
William Sanai works at Perfectly Made Weddings as an Assistant Wedding Coordinator.
William Sanai

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